Florida CIR Practice Exam 2025 – Complete Prep Resource

Question: 1 / 425

Coverage C - Personal Property of a homeowners policy typically excludes which of the following?

Jewelry items

Fish

Coverage C within a homeowners policy typically provides coverage for personal property owned by the insured. However, certain items may be excluded or have specific limitations. Among the options listed, fish are usually considered a type of personal property that is not covered under Coverage C, primarily because the policy generally provides coverage for tangible items rather than living beings or pets, which may include fish in this context.

On the other hand, jewelry items, furniture, and electronics are generally covered under Coverage C but may have specific sub-limits. For example, there may be caps on the amount the insurer will pay for jewelry, especially if the value exceeds a certain limit. Understanding these nuances is essential for policyholders to ensure that they have appropriate coverage for their personal belongings and to know what limitations apply to specific types of property. Thus, the correct answer highlights the exclusions that homeowners should be aware of in their policies.

Get further explanation with Examzify DeepDiveBeta

Furniture

Electronics

Next Question

Report this question

Download Florida CIR Practice Exam 2025 – Complete Prep Resource PDF Study Guide
Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy